Fast Asset Finance for

Business owners

Trucks, Trailers Plant & Equipment All asset finance

* Competitive finance solutions for businesses, sole traders, employees.

* Approvals often within 24 hours

* Get a Quote

* Check your borrowing Capacity

* Get Pre-Approved

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Clients' Voices

Testimonials from our satisfied clients.

Testimonials

John Doe

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Jane Doe

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Why Efficient Finance?

Frequently Asked Questions

Clear answers to help you make confident financial decisions.

How quickly can I get approved?

Most approvals take 24-48 hours. Some can be approved within hours of application if we received documents we require quickly

What types of finance do you offer?

We specialise in Consumer & Business finance, personal, loans, re-financing & novated leases.

How much can I borrow?

The amount you can borrow for finance depends on several factors, including your income vs liabilities, credit profile, business vs personal finance and value of the asset.

What are residual or Balloon payments?

Residual values & balloon payments mean the same. They are lump sums payable at the end of the finance term. Selecting this option reduces your monthly payment deferring a portion of the loan to the end of the term.

Both options can lower your ongoing repayments, but you'll need to manage a larger final amount, which you can choose to pay out, refinance, or cover by selling or trading your asset